There are many ways to keep earning for Civil Servants (PNS) as well as private sector employees who took early retirement decisions. Still, do not be hasty in using the pension fund received.
According to Financial Consultants of Safir Senduk and Co, Ahmad Gozali, an early retirees should wait to save money in the bank in the form of deposits because there is usually a kind of excessive emotional level when getting money in larger amounts than usual.
"Once received the funds, do not direct the execution, enter the first deposit to wait 1-2 months was not surprised. People who can fund large, single, let alone larger than usual, will appear euphoric to spend emotionally," he said
After that, according to Goz, greeting familiar Gozali, a retired early to enter the world of work later, but that should be considered is to choose a different working world and considered to be more relaxed with a note, an early retirement is still relatively young.
"If you're young, they (early retirement) can work again, a lecturer, teaching, or become consultants," he said.
Goz also provide input to an early retirees to invest. According to him, all the investment that will be run later, such as stocks, mutual funds, or property, a good prospect.
However, Goz suggested that an early retirement reserves fatherly 3-6 months living expenses in the future. better backup can be used up to one year ahead.
"Want any business or investment must be there to back up 3-6 months of living expenses because it's from a no-income-income so there must be backed up," he said.
"If you want to do business are also reserving for the next 12 months, the rest may make business," he added.
Advice from Goz, a civil servant (PNS) is better to take early retirement because it will get substantial funds that could be developed more out of his job as a civil servant.
"Better early retirement of civil servants will be golden shake his hand. After that could develop out of their funds," he concluded.
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